May 23, 2025
AgencyHow Health Insurance Coverage Differs Between States
Health insurance coverage in the United States is far from uniform, with significant differences from state to state. These variations are driven by a range of factors, including state-specific regulations, the presence of state-run health insurance exchanges, the overall cost of health care and access to medical providers. Understanding how these elements interact and influence […]
April 14, 2025
AgencyThe Pros and Cons of High-deductible Health Plans
High-deductible health plans (HDHPs) have become increasingly popular due to their lower premium costs. However, they come with their own set of advantages and disadvantages that should be carefully considered before making a decision. Pros of a High-deductible Health Plan The following are potential advantages of a high-deductible health plan: Lower premiums—One of the most […]